Savings Accounts

Regular Savings

Start building equity and earn interest

• $100 opening balance required
• $100 minimum balance required to avoid $1.00 monthly fee
• Interest compounded daily, paid quarterly
• $1.00 per debited item over 6 per month* (effective May 1, 2016)

Minimum opening balance, minimum balance requirement and minimum balance fees do not apply for individuals 21 years of age and under.

Christmas Club Savings

Start saving for the most joyful time of the year. We will transfer a set amount from another First Iowa State Bank account to this one.

• No opening balance or minimum balance requirement
• Interest compounded daily, paid annually
• Checks issued early November